Financial hardships can strike anyone at any given point. In Overland Park, Kansas, several financial assistance options are available for individuals and families experiencing these hardships. Such options can range from government financial aid to non-profit community programs. This guide provides information on potential avenues to navigate through these challenging times.

Government Financial Assistance Options

There are several government-funded programs to offer help to those in financial need. Here are some they can consider:

Temporary Assistance for Needy Families (TANF)

This program provides monthly cash assistance to eligible low-income families, with the goal of helping them transition out of financial need. Eligibility criteria include but not limited to: U.S. citizenship and residency in the state, employment and income restrictions.

Supplemental Nutrition Assistance Program (SNAP)

This program provides electronic benefits that can be used to purchase food at most grocery stores and supermarkets. Eligibility is based on income, expenses, and the number of individuals in a household.

Kansas Low Income Energy Assistance Program (LIEAP)

LIEAP provides annual benefits to help qualifying low-income households with their heating and cooling expenses.

Applying for Government Assistance

Application processes for these programs can be made online or at the local Department of Children and Families (DCF). Additionally, the DCF office in Overland Park can help with the application process.

Government Subsidies

The government of Kansas also provides subsidies to needy individuals and families, including but not limited to subsidies for housing through the Kansas Housing Resources Corporation, and for childcare through the Department of Children and Families.

Non-Profit Agencies For Financial Assistance

There are several non-profit organizations that are dedicated to helping residents of Overland Park:

United Way of Greater Kansas City

United Way provides a variety of financial resources, such as temporary financial assistance, basic needs like food, clothing and shelter and job readiness programs.

Catholic Charities of Northeast Kansas

This organization offers a range of services from emergency assistance, food, clothing, shelter to employment counseling and education.

Strategies For Moving Out of Financial Need

While receiving financial aid is helpful, the best way to leave financial need behind is to become self-sufficient. Here are some strategies:

Developing a Financial Plan

Seek advice from a non-profit credit counseling agency, create a budget, reduce expenditures, save money, and work to repay debts.

Increase Income

Consider part-time work, sell unused items or take on freelance work. Additionally, local community colleges often offer low-cost training programs for in-demand jobs.

Educational Opportunities

Seek out scholarship, grants, or subsidized loans for adults returning to school. Increasing your level of education will greatly increase your job prospects and potential income.

By exploring all these avenues, individuals and families in financial need in Overland Park, Kansas can secure a more stable financial future.