For individuals and families in Everett, Washington, going through financial difficulties, there is a range of resources available that can offer relief. Here, we'll take you through the different government financial assistance options, eligibility criteria, application processes, and relevant non-profit organizations that can help. Lastly, we'll share some strategies you could consider to escape financial need.

Government Financial Assistance Programs

Temporary Assistance for Needy Families (TANF): TANF provides temporary cash assistance to eligible low-income families with children. With this aid, families can afford necessities like food, shelter, clothing, medical care, job preparation, and childcare. You can apply online via the Washington Connection website or physically at any Community Based Specialist (CBS) or Navigator office. Supplemental Nutrition Assistance Program (SNAP): Also known as 'food stamps,' SNAP offers nutritional support to eligible low-income individuals and families. The benefits can be used to purchase groceries at designated food stores. Apply online or visit the Department of Social and Health Services (DSHS) to apply in person. Housing Choice Voucher Program (Section 8): This program provides assistance with housing costs for extremely low- and low-income families, the elderly, and the disabled. Applications can be submitted online or in person at the Everett Housing Authority office.

Eligibility Criteria

While eligibility differs somewhat for each program, some common criteria include being a US citizen or a qualified non-citizen, being a resident of Washington state, and meeting specific income restrictions. For certain programs like TANF, families must have dependent children or a pregnant woman in the household to qualify. Remember, each program might include additional conditions, so it is essential you check the program-specific criteria before applying.

Non-profit Agencies

Volunteers of America (“VOA”): VOA in Western Washington offers several programs including help with food, emergency and transitional housing, mental health and disability services, and support for seniors. The Salvation Army Everett Corps: They offer services like utilities and rent assistance, emergency food pantry, and clothing vouchers. They also provide case management and referral to other community resources.

Strategies to Get Out of Financial Need

Employment and Job Training: Improving your skills makes you more competitive in the job market. The Washington State Department of Employment and Security offers resources for job seekers, including training, apprenticeships, and job listings. Budget and Financial Counseling: Develop a comprehensive family budget, learn to save, and understand better financial management. There are free and low-cost counseling services available, such as Consumer Credit Counseling Service. Higher Education: Investing in education can lead to better job prospects and higher income. Explore financial aid options through the Washington Student Achievement Council. Debt relief: If debt is a significant part of your financial struggles, seeking professional help can be beneficial. Northwest Access Fund offers loans for individuals with disabilities and low-income consumers to assist with these issues. Remember, reaching out for help during financial difficulties is nothing to be ashamed of, and many are ready to lend you a hand. This guide offers a starting point, but don't hesitate to explore other avenues of assistance available in Everett, Washington. It's your first step towards greater financial stability.