Lubbock Texas Financial Assistance

Lubbock, TX Financial Assistance

A Comprehensive Guide to Financial Assistance Resources in Lubbock, Texas

The city of Lubbock, Texas has various resources designed to support individuals and families facing financial hardship. This guide will outline government financial aid options, the eligibility criteria, and how to apply for these programs. In addition, it will highlight non-profit organizations and practical strategies for overcoming financial challenges.

Government Financial Assistance

Government entities offer several financial assistance programs in Lubbock. These include housing, food, medical, educational, and utility assistance services catering to the needs of eligible residents.

Housing Programs

The Lubbock Housing Authority LHA disperses rental aid via the Housing Choice Voucher (HCV) program and Project-based Vouchers (PBVs). To qualify, your family's income must not exceed 50% of the median income for Lubbock County.

Food Assistance Programs

SNAP, or Supplemental Nutrition Assistance Program, provides financially struggling individuals and families with funds to purchase groceries. Eligibility depends primarily on household size, income, and certain expenses.

Medical Assistance

Medicaid, CHIP (Children’s Health Insurance Program), and Medicare are health insurance programs that provide medical coverage to low-income individuals and families. Eligibility varies based on income, size of family, and certain health conditions.

Educational Subsidies

Pell Grants and Federal Supplemental Educational Opportunity Grants (FSEOG) are educational grants for low-income students. Students must complete the Free Application for Federal Student Aid (FAFSA) to apply.

Utility Assistance

The Comprehensive Energy Assistance Program (CEAP) administered by Catholic Charities provides utility assistance to low-income households in Lubbock. Eligibility depends upon your income, number of individuals in the household, and your utility company.

Non-profit Agencies offering financial assistance

Non-profit agencies in Lubbock also offer financial assistance and services to individuals and families in need.

The South Plains Community Action Association

This association operates multiple assistance programs that include housing, food, education, utility, and transportation assistance. Visit their website SPCAA for more details.

The Salvation Army Lubbock

The Salvation Army provides emergency financial assistance, food, housing, and utility assistance and other programs. Visit their website The Salvation Army Lubbock to learn more.

Lubbock Impact

Lubbock Impact provides food, clothing, medical and dental services, and spiritual guidance to residents. Visit their website Lubbock Impact for more information.

Strategies to Overcome Financial Hardship

Budgeting

Creating a budget that lists all your income and expenditures is the first step towards managing your finances effectively. This tool helps you track your spending, cut out unnecessary expenses, and save money.

Debt Management and Credit Counseling

If you're facing significant debt, credit counseling agencies can provide free or low-cost help. They can work with your creditors to reduce your debts and create a manageable repayment plan.

Educational Opportunities

Enhancing your skills and education can improve your job prospects, leading to better pay and financial stability. Consider free or low-cost courses and workshops in your community or online.

Earn Extra Income

Consider opportunities to earn supplementary income, such as part-time jobs, freelance work, yard sales, or renting out a portion of your living space if possible. It is important to know that help is available if you're facing financial hardship in Lubbock, Texas. Feel free to reach out to these resources and take steps towards financial stability and independence.

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Latest additions in Texas

Catholic Family Service Diocese Of Lubbock

Catholic Family Service helps the least among us, and empowers people to improve their lives. Mon-Fri 8:30-5:00. Assists with food, prescription medications, rent, utilities, eye exams, glasses, and basic dental care. This program has a food and hygiene pantry. Limited assistance for utilities outside of Lubbock County. Rent assistance is only available in Lubbock County. .. (continue to details page for more info and costs)
33.5966189,-101.847416

Phone
(806) 792-3943
Location
Lubbock, TX

Lubbock County General Assistance

THIS IS NOT AN EMERGENCY ASSISTANCE AGENCY. Rent: assists with partial payment towards the current months rent. We do not assist with deposits or pay any amount in arrears. Utilities: Payment on utility bills will be for the current month only. We do not assist with arrears, re-connection fees or deposits. The utility services must be in service and in the name of someone living in the household. The agency does not pay telephone bills. Burials: The residency requirement does not apply to funerals. The deceased must have expired in Lubbock County to be considered for burial assistance. PLEASE CALL FOR MORE INFORMATION. Low Income with totally disabled adult or minor child and the household has to be without income for thirty days. .. (continue to details page for more info and costs)
33.5863370,-101.839580

Phone
(806) 775-1605
Location
Lubbock, TX

Guadalupe Economic Services

Mon-Fri 8-12 & 1-5. Commodities: GESC Provides commodities for Various Counties. Please call or check website for distribution dates and times. Social Services Provide clients with a complete needs assessment, plan of action, information and referrals to .. (continue to details page for more info and costs)
33.6073800,-101.851433

Phone
(806) 744-4416
Location
Lubbock, TX

Family Promise Of Lubbock

Mon-Fri 8-5. This program allows Family Promise to provide TRIAD assistance in the Lubbock/South Plains Area to Texas military personnel including active duty, National Guard, Reserves and veterans and/or their families who have unmet needs due to death, injury, physical/mental disorders or financial hardship as a result of their service in Iraq or Afghanistan. Eligibility will be determined through a face-to-face interview with the requested service member, veteran, or family member. In some cases a telephone interview may be an option. Service will be provided on a first come, first serve basis. Funding priorities will be for 1 basic necessities, 2 urgent/critical issues, and 3 counseling. .. (continue to details page for more info and costs)
33.5913874,-101.848366

Phone
806) 744-5035
Location
Lubbock, TX

Across The Street Outreach

Mon-Thur 10-3 & Fri 9-12. Food Pantry & Clothing Closet: Open every Friday from 10-12 School Supply Outreach Each Fall, Call for an Appointment. Utility & Rent Assistance: very limited funding, please call first. Bus Passes - Thurs from 11-3: Available to people who are working or attending school. You must show proof of enrollment or current check stub. Homeless Shelter: Stay one night only during extreme weather conditions. Summer Kids Camp: We take at-risk teens for a week long camp to learn team work and problem solving skills in a structured environment. Wednesday Night Live 6:00-7:00: Spiritual education and a free meal. Prescription Assistance: for the elderly and disabled when funds are availableDiapers: available to low income parents, when funds are available. Summer Food Program: Each summer we feed children lunch. .. (continue to details page for more info and costs)
33.5407560,-101.855616

Phone
(806) 762-4010
Location
Lubbock, TX

Community Development - LUBBOCK

*Homelessness Prevention and Rapid Re-Housing Program* On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness Prevention Fund. Funding for this program, called the Homelessness Prevention and Rapid Re-Housing Program (HPRP), is being distributed based on the formula used for the Emergency Shelter Grants (ESG) program. Grantees may provide rental assistance or services to eligible program participants who are residing or would like to reside outside their jurisdiction. They may also fund ubgrantees that serve persons outside of the jurisdiction, subgrantees that are located outside of the jurisdiction, and subgrantees that serve multiple jurisdictions. A grantee may establish more stringent requirements, such as requiring that HPRP funds be spent within the jurisdiction or establishing a residency requirement,but HUD is not setting these requirements. Counties served:Hidalgo County .. (continue to details page for more info and costs)
33.5600000,-101.840000

Phone
(806) 7752300
Location
Lubbock, TX