A Guide to Financial Assistance in Dayton, Ohio

If you are a resident of Dayton, Ohio, and are encountering financial difficulties, you should know that there are several assistance programs available to help you. This includes government assistance, non-profit organizations, and strategies for overcoming financial hardship. This guide will provide information on where to find these resources.

Government Assistance Programs

1. Ohio Works First (OWF)

The OWF is a time-limited cash assistance program for families with children younger than 18. To be eligible, families must be residents of Ohio and have an income at or below 50% of the Federal Poverty Level. Application can be done online at the Ohio Department of Job and Family Services website jfs.ohio.gov.

2. Supplemental Nutrition Assistance Program (SNAP)

SNAP provides food-purchasing assistance to low and no-income people. Eligibility is based on household income, expenses, and the number of people living in your home. Interested parties can apply via Ohio's Benefits Self-Service Portal benefits.ohio.gov.

3. Medicaid

Ohio's Medicaid program provides free or low-cost health coverage to some low-income adults, children, pregnant women, elderly adults, and people with disabilities. Ohioans can apply for Medicaid online at medicaid.ohio.gov.

Non-profit Agencies in Dayton

1. The Foodbank, Inc.

This local non-profit organization provides food assistance to residents of Dayton. They offer emergency food assistance and have several food distribution sites. Visit their website to find a location near you thefoodbankdayton.org.

2. Homefull

Homefull strives to fight homelessness by providing housing, services, advocacy, and education. Those in need of housing can reach them through their website homefull.org

3. United Way of the Greater Dayton Area

United Way offers various assistance programs, including utility aid, services for seniors, and a 24/7 helpline for general assistance. Visit their website for more information dayton-unitedway.org

Strategies for Overcoming Financial Hardship

1. Budgeting

Creating and sticking to a budget can help you understand where your money is going. It can help you prioritize your spending and manage your money effectively.

2. Financial Counseling

Many non-profit organizations offer free financial counseling. They can help you create a debt repayment plan, create a budget, and offer advice for managing your finances. Some providers in Dayton include the Consumer Credit Counseling Service of the Miami Valley cccsmiamivalley.org

3. Increasing Income

Consider ways to increase your income. This could be through finding a part-time job, freelancing, or selling unused items.

In conclusion, financial hardship is challenging, but remember that resources are available, and it is possible to overcome these difficulties. We hope this guide provides helpful information to help you navigate your financial struggles.